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About us

We digitize asset and wealth management in the financial industry

From individual investment advisors to financial companies, we are committed to ensuring that you are prepared for the digital age – efficiently, flexibly and legally.

Our vision

Perfecting a versatile and scalable pan-European WealthTech platform that bundles technological innovations to make you a leader in the digital finance industry.

Fast Facts about niiio

20 years of market success
0 employees
0 % growth in 2022
85 % Annual Recurring Revenue

Our Portfolio

Securities Trading and Custody SolutionsComing soon

The niiio-Group

Our Objective

To develop and expand into Europe’s highest-performing wealthtech platform

Our Team

Management Team

We approach our work with full energy, achieving extraordinary results for our clients and partners.

Board member responsible for the growth strategy of niiio finance group AG. The Group's growth is organic and based on a clearly defined M&A strategy. Johann Horch is also responsible for managing Group Sales, Marketing and Investor Relations.

Johann Horch Chief Executive Officer

Responsible for strategic product development within the Group and Managing Director of the Wealth Management division. The graduate mathematician identifies innovation potential in the market and bundles it into profitable applications and product features for clients.

Ina Just Managing Director Wealth Management

Responsible for the Finance and Legal divisions. Axel Apfelbacher has many years of experience as a management consultant and as a manager in the finance and banking sector at the business process outsourcing provider Xchanging and at Deutsche Bank.

Axel Apfelbacher CFO

Responsible for technology, architecture and the technical operation of the platform at Group level. As Managing Director of PATRONAS, he has extensive expertise in IT and system programming, which led to the development of the OPUS portfolio management software.

Heribert Steuer CTO/CIO

Responsible for the management and further development of asset management within the Group and Managing Director of PATRONAS. As a former fund manager and board member of an asset management company, Carsten Osswald developed the OPUS portfolio management software concept.

Carsten Osswald Managing Director Asset Management

Responsible for Project Management and Operations in the Wealth Management division. Paul Huber has many years of experience as a co-founder and board member in the Fintech & SaaS environment and is responsible for the operational business in Wealth Management.

Paul Huber Managing Director Wealth Management

Responsible for Sales, Marketing and Legal for wealth management. With 17 years of sales expertise as a multiple co-founder and board member in the fintech and SaaS environment, the law graduate is responsible for client relationships and all regulatory matters in wealth management.

Rolf-Henning Hackel Managing Director Wealth Management

Responsible for M&A and corporate development at Group level. Christian Ropel has many years of experience in M&A and strategy development, which he acquired during his time as a management consultant at Oliver Wyman and AlixPartners. He is also co-founder of the fintech WeAdvise.

Christian Ropel Head of Corporate Development and M&A

Supervisory Board

Responsible and rewarding business advice.

Dr. Martin Setzer enjoys decades of experience as a senior manager at Deutsche Bank AG and as an executive-board member (LBBW). He is currently chief information officer on the management board at the Viridium Group. His core competencies are in project management and IT architecture in the governance field.

Dr. Martin Setzer Supervisory Board Chairman

An experienced senior manager in banking and IT at Dresdner Bank, Deutsche Bank, Xchanging plc, and First Data Corp., Jörg Brand specializes in sales in governance, M&A, and values-based corporate governance.

Jörg Brand Supervisory Board member

As CEO, Philipp von Girsewald founded and built up the US business for FinTech Raisin/Deposit Solutions. He has 20 years of banking experience at Deutsche Bank, where he was responsible for corporate M&A and regulatory strategy globally for many years. He has experience as a member of the supervisory board and advisory board.

Philipp von Girsewald Supervisory Board member


Excellent advice whatever the challenge.

A leading expert in advisory services for HNWIs, Dr. Jörg Richter is well known for his appearances on public television as well as his work as a book author and lecturer at various vocational colleges and financial institutions. He is also an associate member of the Center of Asset and Wealth Management at WHU Otto Beisheim School of Management and occasionally works as an expert witness for courts and legal practitioners.

Dr. Jörg Richter Partner

Our Users Are Satisfied

Our Work Is Award-Winning